Immigrant:
I move for IT

Moved to Quebec to work in IT?  

Relocating to a new country can be stressful and comes with a lot of unknowns. To make your transition easier, we’ve designed an offer that allows you to make the most of being an IT player from day one*.

*Eligibility conditions

This offer for Canadian newcomers applies to you if you’re not yet a Desjardins member or if you’ve been a member for less than a year, and you are:   

  • A permanent resident living in Canada for three years or less, or;

  • A temporary foreign worker with a work permit of six months or more.

Sponsorship

Refer a colleague or friend working in IT and we’ll give you $50 when they open an account. 

Transactions

Unlimited transactions plan with no fees for 1 year

  • Unlimited transactions for every point of access (ATM, AccèsD online, phone or mobile, direct payment, counter, etc.);

  • Access to all types of transactions: deposits, withdrawals, cheques, transfers, purchases and bill payments;

  • Free registration for AccèsD online banking and monthly online statements;

  • Desjardins access card (debit card) to withdraw cash from ATMs anywhere in the world displaying Visa*note, PLUS*Note or InteracMD symbols.

Security  

Small safe free for 1 year

  • Keep your paperwork and personal belongings in a safe place.

Saving

Guaranteed investments, mutual funds, shares, RRSPs and TFSAs

  • Unique benefits;

  • Save money tax-free;

  • High performance;

  • Investment strategy and combinations;

  • Enhanced rate for non-redeemable term savings;

  • Minimum balance of $1,000;

  • Safe investment: capital and returns are guaranteed.

My Future program

Having a financial plan is key to saving. Your advisor will take the time to meet with you to understand your objectives, analyze your financial situation and propose the best plan of action. If anything changes in your life, your plan can be modified at any time.

  • Free of charge to create the plan and modify it;

  • Wealth management and retirement planning;

  • Analysis of your financial situation and recommendations;

  • Long-term support.

Hop ‘n S@ve

An instant savings tool available on the app and AccèsD online. Create your savings project, choose a category and set your goals. It’s never too early (or too late!) to start saving.

    Loans and mortgages

    Personal loans

    • Preferential rates;

    • Custom financing and support.

    Mortgages

    • Preferential rates;  

    • Mortgage options based on your profile;

    • An extensive network of mortgage representatives available throughout Quebec.

    Credit card discounts with no annual fees

    • Up to 1% cash back on your everyday purchases;

    • Credit limit up to $1,000 or more depending on your needs and resources;

    • Choose the card with no annual fees or opt for a different card with more benefits;

    • No credit history required;

    • Visa or MasterCard;

    • 3-day travel insurance without fees;

    • Insurance for your mobile device;

    • Various discounts (gym memberships, car rentals, phone plans, etc.).

    Contests  

    Contests exclusively for members

    Never miss an opportunity to win. Throughout the year, you can take part in contests exclusively for members of the IT community for a chance to win surprise gifts, tickets for IT events, tech giveaways, video games and more.

    FOLLOW OUR NEWS PAGE TO SEE CONTEST DATES AND TERMS.

    Insurance

    Home, auto and liability

    • Competitive rates;

    • Complete and customized protection;

    • Quick and easy quote application online;

    • Insure your apartment for less than a dollar a day!

    • Double contract discount if you combine renter and auto insurance;

    • Same address discount up to 15% if you stay in one place for a year or more;

    • Years of experience as a primary driver in your home country may be recognized and may result in discounts for auto insurance;

    • $50 annual discount per insured car and free roadside assistance if you’re 25 or younger.

    Health

    • Complete and customized protection for dental work, physiotherapy and more;

    • Meeting with an expert.

    Community engagement

    Being a member of the Caisse des Technologies de l’information means being actively involved in the IT community. The caisse invests in, among other things, the following important causes:  

    • Cyber addiction, in partnership with Fondation Le Grand Chemin, providing adolescents and their parents with information, identification and detection tools as well as treatment services, notably through dedicated centres;  

    • Promoting and supporting women in IT. Women make up only a small share of IT professionals, and even fewer women hold decision-making roles. The caisse aims to improve these numbers, as well as the professional integration and career advancement of women in tech.

    Becoming a caisse member means supporting your community. When you open an account with the caisse, we donate $25 on your behalf to these two important causes.

          • Support

            Our support for your new life

            Benefit from our expertise and support to take your first financial steps in Quebec:  

            • Financial education to explain how things work in Canada, from the banking system and credit cards to taxes, health and real estate;

            • Retirement analysis, explanation and planning;

            • Presentation of organizations and/or partners to make settling in easier.

             Our professional support

            • Leverage our network to advance your career;

            • Access to a range of networking events;

            • Access to webinars hosted by IT specialists (investment funds, incubator leaders, entrepreneurs, etc.);

            • Entrepreneurial support;

            • Access to job opportunities from Desjardins and our member companies and partners.

             Our personal support

            You can count on us at every stage of your life:

            • A dedicated advisor who understands your needs and knows how to help you reach your goals;

            • Flexible and extended hours;

            • Access to our online advisor tool, the simplest way to reach your advisor anytime, anywhere.

            • Multiple platforms to make your life easier—website, social media, newsletters and in-person meetings at your home, office or events. 

            • A team that understands the IT sector (governance of the caisse by the IT sector, advisors familiar with all aspects of the market);

            • Long-term support.

      Exclusive offers

      Whether you’re an IT engineer, an employee at Ubisoft or a professional technologist in IT, our custom offers come with exclusive benefits.

      IT engineer

      • Four accounts for the price of one (three Canadian and one American);

      • Prestige credit card free of charge (included in the plan);

      • High-performance investment portfolio with management fee rebates and exclusive enhanced interest rate;

      • Mortgage loan: 1.75% rebate or best offer and $1,000 cash back on a new mortgage;

      • Prime rate on a line of credit.

      Contact us for more information.

      Ubisoft employee

      • Unlimited plan: You and your spouse can benefit from the Profitable Plus plan for $7.95 instead of $21.95, which includes free Interac transfers, drafts, money orders and more;

      • Credit card: Cash back or bonus dollars corresponding to the first year’s fees;

      • Investment: Interest rate or management fee subsidy.

      • Mortgage loan: 1.75% rebate or best offer and $1,000 cash back on a new mortgage;

      • Line of credit: Prime + 0.5%.

      Contact us for more information.

      IT professional technologist

      • Unlimited plan: You and your spouse can benefit from the Profitable Plus plan for $7.95 instead of $21.95, which includes free Interac transfers, drafts, money orders and more;

      • Credit card: Cash back or bonus dollars corresponding to the first year’s fees;

      • Investment: Interest rate or management fee subsidy.

      • Mortgage loan: 1.75% rebate or best offer and $1,000 cash back on a new mortgage;

      • Line of credit: Prime + 0.5%.

      Contact us for more information! Reserved exclusively for professional technologists in IT.